Terms of Use

Entratus, LLC (the COMPANY) provides various insurance-related services to consumers, which may include serving as an insurance agent to help consumers locate desired insurance policies and providers.

These Terms of Use (TERMS), along with our accompanying Privacy Policy (PRIVACY POLICY) and together govern your use of our platform, websites, applications, and any related online and offline products or services we provide (collectively, our PRODUCTS AND SERVICES).

Please read these TERMS carefully before you start to use our PRODUCTS AND SERVICES. By using our PRODUCTS AND SERVICES, you acknowledge that you have read, understood, and agree to be bound and abide by our TERMS and PRIVACY POLICY. If you do not agree to all our TERMS, or if you violate them in any way, your right to access or use our PRODUCTS AND SERVICES will be terminated.

We reserve the right, at our sole discretion, to modify, alter, or otherwise update these TERMS at any time, and by using our PRODUCTS AND SERVICES after the posting of a modification, you accept the modification. By using our PRODUCTS AND SERVICES, you represent and warrant that you are of legal age to form a binding contract with us and meet the eligibility requirements in these TERMS.

1. Healthcare Providers and Plans

In some instances, portions of our PRODUCTS AND SERVICES may be used to facilitate communications, submissions, or other interactions between you and one or more third party healthcare insurance provider(s) or health plan(s). We only facilitate such interactions at your direction. In addition to other disclaimers and exclusions contained in these TERMS, we expressly disclaim all liability related to any products or services provided to you by such third-party healthcare insurance provider(s) or health plan(s).

2. Privacy

We value your privacy. Private information collected by us in connection with our PRODUCTS AND SERVIES will be maintained in accordance with our posted Privacy Policy (PRIVCY POLICY).

3. Feedback

You agree that we are free to use any feedback, corrections, ideas, or concepts that you provide to us regarding our PRODUCTS AND SERVICES (collectively, FEEDBACK) for any purpose and you waive all rights therein. Please do not send us any feedback that you wish to keep confidential or for which you expect to receive compensation unless we expressly agree in writing otherwise.

4. Copyright Infringement

We respect the intellectual property rights of others, and we prohibit users of our PRODUCTS AND SERVICES from hosting or transmitting any materials that violate another person's intellectual property rights or these TERMS. For allegations of copyright infringement or any other issues, please notify us via the contact information at the end of these TERMS.

5. Intellectual Property

We grant you a limited, non-exclusive, non-sub licensable, non-transferable, revocable license to access and use our PRODUCTS AND SERVICES for lawful personal purposes in accordance with our TERMS. The PRODUCTS AND SERVICES contain materials owned or licensed by us, including name, logo, text, images, audio/visual works, icons, and other materials provided on or through our PRODUCTS AND SERVICES.

Except as provided herein, none of the materials may be copied, distributed, displayed, downloaded, licensed, modified, published, re-posted, reproduced, reused, sold, used to create a derivative work, or transmitted in any form or by any means without prior written permission from us.

Trademarks and service marks that may be referred to in our PRODUCTS AND SERVICES are owned by us or their respective owners. Nothing in our PRODUCTS AND SERVICES should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark without our written permission.

6. Your Responsibilities

You are responsible for any activity that occurs through your use of our PRODUCTS AND SERVICES. All information you provide to us must be true, accurate, current, and complete and you agree to update your information as necessary to maintain its truth and accuracy.

Misuse

If we conclude, at our discretion, that you have misused our PRODUCTS AND SERVICES, we reserve the right to remove your content, and/or terminate your account at any time and for any reason. The following represents a series of example scenarios where action may be taken:

Service Disruption

  • Bypassing security or authentication measures
  • Accessing non-public pages or content that you have not been invited to access
  • Testing any of our systems or networks for vulnerabilities
  • Taking any action that imposes an unreasonable load on our infrastructure
  • Provide your password to any other person, use any other person's username and password, or otherwise manage an account through shared credentials

Spamming

  • Send spam to people who have not explicitly consented or other unsolicited communications
  • Send altered, deceptive, or false identifying information

Deception and Impersonation

  • Impersonate any person, company, or other entity
  • Engage in misleading or unethical marketing or advertising

Stealing

  • Use unauthorized credit cards, debit cards or other unauthorized payment devices
  • Promote or advertise products or services other than your own without appropriate authorization

Rights Infringement

  • Infringe or misappropriate anyone's copyright, trademark, or other intellectual property rights
  • Violate anyone's privacy or publicity rights

Other

  • Threaten, harass, or abuse any individuals
  • Condone or promote violence
  • Publish sexually explicit or obscene material
  • Condone or promote self-harm

7. Materials

We may update the content in our PRODUCTS AND SERVICES and MATERIALS from time to time, but it will not necessarily be complete or up-to-date. Although it is our intention for our PRODUCTS AND SERVICES to be available as much as possible, there may be occasions when our PRODUCTS AND SERVICES may be interrupted, including, without limitation, for scheduled maintenance or upgrades, for emergency repairs, or due to failure of telecommunications links and/or equipment.

8. Inbound Links

You may link to our PRODUCTS AND SERVICES, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part without our express written consent.

9. Limitation of Liability

Your use of our PRODUCTS AND SERVICES and MATERIALS is at your own risk. To the fullest extent permitted by applicable law, our PRODUCTS AND SERVICES and MATERIALS are provided "as is" without a representation or warranty of any kind, either expressed or implied.

10. Indemnification

You agree that you will be responsible for any damages resulting from your violation of these TERMS. At our request, you agree to indemnify and hold us, and by extension our owners, affiliates, officers, directors, agents, employees, contractors, or service providers, harmless from any claim or demand.

11. Governing Law

These terms shall be governed and construed in accordance with the laws of the state of Florida, without regard to its conflict of law provisions. Excluding disputes addressed through arbitration as provided below, you agree to submit to the exclusive jurisdiction of the competent state and federal courts located in Broward County, Florida.

12. Geography

Our PRODUCTS AND SERVICES are operated from the United States. We make no representation that content or MATERIALS in our PRODUCTS AND SERVICES are appropriate or available for use in other jurisdictions.

13. Contact

If you have any questions, concerns or comments about these TERMS or our PRODUCTS AND SERVICES, please contact us via: